Financing with Our Dealership

Williams Subaru Charlotte takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

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Should You Lease Your New Williams Subaru Charlotte Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Williams Subaru Charlotte can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Welcome to Our Financing Department

Used or New Subaru Car Financing in Charlotte

During any point in your shopping process, the discussion of Subaru financing is an important one to have, which is why our team at Williams Subaru Charlotte knows to be available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Matthews, Monroe, Marshville and Indian Trail drivers, but we make it easier for you.

Explore All Your Finance Options in Charlotte

Are you the type of Matthews, Monroe, Marshville or Indian Trail driver who enjoys driving your vehicle for a long time and accessorizing it with bumper stickers or bike racks? Consider letting our team help you secure a great loan. Or, are you the type of driver who likes to get behind the wheel of a brand-new vehicle every couple of years and doesn't put too many miles on their vehicles in a year? Maybe you should consider an affordable lease for your Matthews, Monroe, Marshville or Indian Trail commute. Either way, our finance team can help you choose your perfect method for getting your next vehicle in Charlotte.

Ready to Learn More? Get Started with Us Today

Discovering your favorite new Subaru model is only part of the process, and our team here at Williams Subaru Charlotte is ready to help you take the next step. We're proud to serve all of our Matthews, Monroe, Marshville or Indian Trail customers here in Charlotte, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new car or SUV for your budget.

Your privacy is important to us.

Williams Subaru Charlotte takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Williams Subaru Charlotte

    5701 E Independence Blvd
    Charlotte, NC 28212

    • Sales: 7047490153
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Get in Touch

  • Contact our Sales Department at: 7047490153
  • Collision: (704) 531-8888
  • Monday9:00am - 6:30pm
  • Tuesday9:00am - 6:30pm
  • Wednesday9:00am - 6:30pm
  • Thursday9:00am - 6:30pm
  • Friday9:00am - 6:30pm
  • Saturday9:00am - 5:00pm
  • SundayClosed